Comments on: Real Housewives Of Atlanta Lisa Wu Hartwell: We Were Not Evicted!

By: savoy

savoy — Mon, 09 Nov 2009 00:42:24 +0000

Lisa needs to stop lying. Regardless of whether she moved out by her own consent. If a person does a short sale, you have to be in pre-foreclosure status to qualify for a short sale. Either way, she was foreclosed on!!!

By: Divagirl42

Divagirl42 — Sun, 01 Nov 2009 00:47:24 +0000

Reality tv is not always real, hard times hit everyone, I’ve been there, but I always tell people look, I’m having a hard time right now. For instance, I lost my job a year ago due to illness and have not had a job since and my home and other things were jeopardized. I was offered to either sale, or capitalize the interest or double payments in order avoid foreclosure, why because I was behind in payments. Lisa keeps saying it was a short-sale, OK fine, but why? Just tell the truth and shame the devil, it doesn’t make you any less of a person. If it wasn’t for Ed’s injury, you guys would still be paying your bills as you were. This is life, God can give it all back. I’m still going through. The greater the test, the greater the blessing. I still have a roof over my head, transportation, and food etc.

By: fauleigh

fauleigh — Sat, 10 Oct 2009 01:22:17 +0000

APPLEMARTINI, when women like Lisa signed up to be a Bravo ‘Housewife’, they chose to put themselves out before the public come what may. Part of the persona some, like Lisa, presented as a Housewife was that they were fabulously rich, living in amazing mansions, shopping to their hearts’ desire, money being no object. So when the rug is pulled out from under them and it’s discovered they are living far beyond their means, it is fair game that it be reported.

You reasonably posit that “the only difference is Lisa’a troubles are made public”. That is correct. She has “chosen” to live publicly in hopes of a big return. She enjoys the publicity that has made it possible for her to publicize her own clothes line in a big way that wouldn’t have happened without the show. Along with the good publicity comes the bad, and I’m sure she understood this when she signed up to put herself out there. If Lisa didn’t like it, she wouldn’t have signed up for another season.

By: AppleMartini

AppleMartini — Sat, 10 Oct 2009 00:23:56 +0000

I think some people are being a bit judgemental. So what does it really matter if it was a SHORT SELL or FORECLOSURE. The economy is in a shamble. I’m sure some of us that aren’t on a reality show, have felt the crunch AND are dealing with some hardships here & there. The only difference is Lisa’s troubles are made public. Give the girl a break !? We ALL make mistakes. I would never want to be on a reality show. Your privacy goes out the window.

QUESTION : Why was it SO important to reveal their financial woes anyway. Let’s just enjoy the damned show !

By: Alice G.

Alice G. — Fri, 09 Oct 2009 00:02:03 +0000

Alice, my name is Alice also…..what happened to Kandi’s boyfriend?

By: Alice

Alice — Sun, 04 Oct 2009 00:02:11 +0000

Kandi seems like the nicest Person on the show.She is a self made Women also the only one does not talk trash.She is classy, all the other Girls should learn from her.
Sorry to hear about her boyfriend.

By: Southern Spice

Southern Spice — Wed, 23 Sep 2009 13:07:09 +0000

It seems to me they were trying to live above their means. This was a home they had built for them, so regardless of the fact that Lisa claim the value of the home went way down, why sell it before giving the market/economy a chance to improve? I believe she is lying on why they no longer have the home. They were in over their heads with the overhead expense of this home… her husband is no longer worker, the real estate market is down, and as far as her baby clothing line, jewelry collection, and new women clothing line, I’m sure sells are extremely low because nothing I’ve seen is impressive.

By: Ylee

Ylee — Fri, 04 Sep 2009 20:31:21 +0000

I don’t understand why so many of you come off as being angry with Lisa or the housewives for that matter. While thwy all have faults and areas in which they have issues, we do to. He who are without issues cast the first blog I say. Who cares why they are no longer in their homes or about their financial status what does that have to do with uws. It is so easy to point out the problems of others but when the shoes are on your feet many of you are ready to curse someone out. Come on, forclosure or short sell, what does it matter? They are in a home and are not on the streets.

By: Traylee

Traylee — Wed, 02 Sep 2009 01:11:23 +0000

Leila, thank you for correcting Mary’s previous message that a short sell doesn’t effect your credit. People obviously don’t understand a short sell. I studied real estate as a possible career change a few years ago and especially researched short sells. A short sell is when you can no longer afford your house and the last measure of negotiation with the bank is this option. You are asking the bank to take less in price than what you originally paid for the home. In order for this to happen you MUST have a Notice of Default – meaning you haven’t paid your mortgage in at least 3 months – and you MUST provide documents know as “Financial Hardship” this is where you detailed why you can no longer afford the home. Remember you are asking the bank to take a loss on the home so it’s essential you justify your finances so they have proof you can’t afford to pay the mortgage. Also this will ruin your credit for years because your FICO report is formulated by 33% credit history, 33% debt to credit ratio (how much credit extended verses how much used), and 33% timely payments to your creditors. Whoever’s name the house was listed under, Lisa, Ed, or both, their credit is ruined for years.

From my research, here is what I think happened. In the past 5 years many people took out Adjustable Rate Mortgages (ARMS) and Interest Only loans (60% home loans in California from 2005-2007 were from these type of loans). With these loans your interest will inevitably adjust — and adjust BIG! Lisa and Ed, along with other Housewives, took out these loans and when the rates adjusted they could no longer afford their homes. Their inability to predict the change in the real estate market – YES, you can predict the market – and economy lead to them make a bad financial decision. The sad part is Lisa, and other Real Housewives in similar situation, are real estate brokers/agents. They should have known better. I predicted this change in the real estate market 4 years ago, just through basic research and I am not a real estate professional.

My biggest issue with them is they are trying to justify the short sell by saying it was due to the decreased value in their home.
CAN YOU SAY BULLS@#T!!! Tell the truth, you couldn’t afford the house, end of story!

By: kate

kate — Mon, 31 Aug 2009 16:13:18 +0000

Kandi seems like the only normal, self made woman on this show. She is also the only woman who did not need a man for money. She is my favorite, hands down. She is classy too, doesn’t talk trash or get in the mud with the rest of them.